▼ 0.50% · 3.625%
HK$20,566
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,205
−HK$650/mo
Today · 4.125%
HK$21,855
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,710/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,879
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,493
−HK$622/mo
Today · 4.125%
HK$24,115
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,230/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,622
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,326
−HK$715/mo
Today · 4.125%
HK$24,041
baseline
▲ 0.50% · 4.625%
HK$25,504
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,082/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,167
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,842
−HK$685/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,679
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$780/mo
Today · 4.125%
HK$26,226
baseline
▲ 0.50% · 4.625%
HK$27,822
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,455
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$747/mo
Today · 4.125%
HK$28,938
baseline
▲ 0.50% · 4.625%
HK$30,463
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,876/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,735
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$845/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,743
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$810/mo
Today · 4.125%
HK$31,350
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,700/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,792
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,687
−HK$910/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,459
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,031
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$871/mo
Today · 4.125%
HK$33,761
baseline
▲ 0.50% · 4.625%
HK$35,541
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,522/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,848
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,778
+HK$1,995/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,318
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$934/mo
Today · 4.125%
HK$36,173
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,346/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,905
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$1,040/mo
Today · 4.125%
HK$34,968
baseline
▲ 0.50% · 4.625%
HK$37,096
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,936/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,606
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,588
−HK$996/mo
Today · 4.125%
HK$38,584
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,168/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,961
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$1,105/mo
Today · 4.125%
HK$37,154
baseline
▲ 0.50% · 4.625%
HK$39,415
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,308/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,894
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,937
−HK$1,059/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,156
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,018
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,169
−HK$1,170/mo
Today · 4.125%
HK$39,339
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,678/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,182
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,287
−HK$1,120/mo
Today · 4.125%
HK$43,407
baseline
▲ 0.50% · 4.625%
HK$45,695
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,814/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,896 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).