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Crescira AVM · estimated value ● Medium confidence
HK$6.44M
≈ HK$16,110 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$644K, with repayments around HK$28,109/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,450
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$836/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,819
+HK$1,710/mo

Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,218/mo (50% DSR)

Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,421 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
24/F
Flat
B
Saleable Area
400 ft²
Gross Area
551 ft²
Efficiency
73%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-08-13 HK$3.83M +55.7%
3.9y
2006-09-29 HK$2.46M +33.0%
6.0y
2000-10-09 HK$1.85M −7.5%
2.1y
1998-09-18 HK$2.00M −29.3%
1.8y
1996-11-27 HK$2.83M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 3 min walk · 169 m
Education
54
schools within 1 km (14 within 500 m)
Daily convenience
58
within 1 km (12 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building