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At today's rate and a 90% mortgage, the deposit on this unit is about HK$416K, with repayments around HK$18,126/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$36,252/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$31,221 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tin Hau Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 426 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 71%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-08 | HK$3.98M | −29.9% 5.5y · −5.0%/yr |
| 2020-10-27 | HK$5.68M | +29.7% 3.4y · 9.0%/yr |
| 2017-05-25 | HK$4.38M | +68.5% 6.7y · 10.0%/yr |
| 2010-10-14 | HK$2.60M | — |