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Crescira AVM · estimated value Medium confidence
HK$3.32M
≈ HK$9,083 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,501/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,645
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,070
−HK$431/mo
Today · 4.125%
HK$14,501
baseline
▲ 0.50% · 4.625%
HK$15,383
+HK$882/mo

Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$29,002/mo (50% DSR)

Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 1 min walk · 49 m
Education
41
schools within 1 km (17 within 500 m)
Daily convenience
40
within 1 km (22 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
6/F
Flat
C
Saleable Area
366 Saleable ft²
Gross Area
500 ft²
Efficiency
73%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2021-07-15 HK$4.20M −4.1%
2.5y · −2.0%/yr
2019-01-03 HK$4.38M +6.8%
1.0y · 7.0%/yr
2017-12-06 HK$4.10M +50.7%
6.1y · 8.0%/yr
2011-10-24 HK$2.72M +65.9%
2008-03-27 HK$1.64M −16.8%
1997-10-09 HK$1.97M
Data sourced from Renavon.com