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At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,501/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$29,002/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 366 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-15 | HK$4.20M | −4.1% 2.5y · −2.0%/yr |
| 2019-01-03 | HK$4.38M | +6.8% 1.0y · 7.0%/yr |
| 2017-12-06 | HK$4.10M | +50.7% 6.1y · 8.0%/yr |
| 2011-10-24 | HK$2.72M | +65.9% |
| 2008-03-27 | HK$1.64M | −16.8% |
| 1997-10-09 | HK$1.97M | — |