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Crescira AVM · estimated value ● Medium confidence
HK$10.70M
≈ HK$15,283 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.21M, with repayments around HK$36,294/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,153
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,079/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$2,209/mo

Deposit HK$3.21M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)

Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$401,184 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1
Saleable Area
700 ft²
Gross Area
800 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2024-04-18 HK$13.88M −21.1%
7.3y
2017-01-17 HK$17.60M +103.5%
7.5y
2009-07-28 HK$8.65M −10.6%
1.6y
2008-01-08 HK$9.68M +100.4%
2.5y
2005-06-15 HK$4.83M +19.9%
6.3y
1999-02-27 HK$4.03M −47.2%
1.6y
1997-07-05 HK$7.63M +33.9%
0.6y
1996-12-05 HK$5.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 267 m
Education
48
schools within 1 km (24 within 500 m)
Daily convenience
46
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
81
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Other appraised units in this building