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Crescira AVM · estimated value ● Medium confidence
HK$3.74M
≈ HK$8,029 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,320/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,357
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,834
−HK$486/mo
Today · 4.125%
HK$16,320
baseline
▲ 0.50% · 4.625%
HK$17,313
+HK$993/mo

Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,640/mo (50% DSR)

Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
8
Saleable Area
466 ft²
Gross Area
600 ft²
Efficiency
78%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2021-12-15 HK$5.00M +1566.7%
22.4y
1999-08-10 HK$300K −80.9%
0.6y
1998-12-29 HK$1.57M −33.7%
1.3y
1997-08-29 HK$2.37M +29.4%
0.4y
1997-05-22 HK$1.83M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 2 min walk · 99 m
Education
46
schools within 1 km (23 within 500 m)
Daily convenience
44
within 1 km (24 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building