▼ 0.50% · 3.625%
HK$5,818
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$184/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$376/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$176/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$360/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$202/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$414/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$193/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$396/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,199
−HK$220/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,871
+HK$452/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,767
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,975
−HK$211/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,618
+HK$432/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,563
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,799
−HK$239/mo
Today · 4.125%
HK$8,038
baseline
▲ 0.50% · 4.625%
HK$8,527
+HK$489/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$16,076/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,414
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,640
−HK$229/mo
Today · 4.125%
HK$8,869
baseline
▲ 0.50% · 4.625%
HK$9,336
+HK$467/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$17,738/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,145
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$258/mo
Today · 4.125%
HK$8,656
baseline
▲ 0.50% · 4.625%
HK$9,183
+HK$527/mo
Deposit HK$765K · loan HK$1.79M · min. income ≈ HK$17,312/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,061
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,304
−HK$247/mo
Today · 4.125%
HK$9,551
baseline
▲ 0.50% · 4.625%
HK$10,054
+HK$503/mo
Deposit HK$765K · loan HK$1.79M · min. income ≈ HK$19,102/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,727
−HK$547/mo
▼ 0.25% · 3.875%
HK$8,998
−HK$276/mo
Today · 4.125%
HK$9,274
baseline
▲ 0.50% · 4.625%
HK$9,838
+HK$564/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$18,548/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,709
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,969
−HK$264/mo
Today · 4.125%
HK$10,233
baseline
▲ 0.50% · 4.625%
HK$10,772
+HK$539/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$20,466/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,309
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,598
−HK$294/mo
Today · 4.125%
HK$9,892
baseline
▲ 0.50% · 4.625%
HK$10,494
+HK$602/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$19,784/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,356
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,634
−HK$281/mo
Today · 4.125%
HK$10,915
baseline
▲ 0.50% · 4.625%
HK$11,491
+HK$576/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$21,830/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,890
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,198
−HK$313/mo
Today · 4.125%
HK$10,511
baseline
▲ 0.50% · 4.625%
HK$11,150
+HK$639/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$21,022/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,003
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,298
−HK$300/mo
Today · 4.125%
HK$11,598
baseline
▲ 0.50% · 4.625%
HK$12,209
+HK$611/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$23,196/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,472
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,798
−HK$331/mo
Today · 4.125%
HK$11,129
baseline
▲ 0.50% · 4.625%
HK$11,806
+HK$677/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,258/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,650
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,963
−HK$317/mo
Today · 4.125%
HK$12,280
baseline
▲ 0.50% · 4.625%
HK$12,927
+HK$647/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$24,560/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).