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Crescira AVM · estimated value ● Medium confidence
HK$7.72M
≈ HK$14,297 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$772K, with repayments around HK$33,675/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,002/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo

Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)

Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,610 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
12/F
Flat
B
Saleable Area
540 ft²
Gross Area
703 ft²
Efficiency
77%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-09-28 HK$9.35M +15.7%
3.1y
2015-09-02 HK$8.08M +130.9%
6.3y
2009-05-13 HK$3.50M −1.4%
12.6y
1996-10-25 HK$3.55M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 4 min walk · 291 m
Education
51
schools within 1 km (26 within 500 m)
Daily convenience
48
within 1 km (27 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building