▼ 0.50% · 3.625%
HK$17,856
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,412
−HK$564/mo
Today · 4.125%
HK$18,976
baseline
▲ 0.50% · 4.625%
HK$20,131
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,952/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,865
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,398
−HK$540/mo
Today · 4.125%
HK$20,938
baseline
▲ 0.50% · 4.625%
HK$22,042
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,876/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,642
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,253
−HK$621/mo
Today · 4.125%
HK$20,874
baseline
▲ 0.50% · 4.625%
HK$22,144
+HK$1,270/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,748/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,851
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,437
−HK$595/mo
Today · 4.125%
HK$23,032
baseline
▲ 0.50% · 4.625%
HK$24,246
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,064/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,428
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,094
−HK$677/mo
Today · 4.125%
HK$22,771
baseline
▲ 0.50% · 4.625%
HK$24,157
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,542/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,838
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,477
−HK$649/mo
Today · 4.125%
HK$25,126
baseline
▲ 0.50% · 4.625%
HK$26,450
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,252/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,213
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$734/mo
Today · 4.125%
HK$24,669
baseline
▲ 0.50% · 4.625%
HK$26,170
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,338/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,824
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,517
−HK$703/mo
Today · 4.125%
HK$27,220
baseline
▲ 0.50% · 4.625%
HK$28,654
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,776
−HK$790/mo
Today · 4.125%
HK$26,566
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,132/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,811
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,557
−HK$756/mo
Today · 4.125%
HK$29,313
baseline
▲ 0.50% · 4.625%
HK$30,859
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,626/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,784
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$846/mo
Today · 4.125%
HK$28,464
baseline
▲ 0.50% · 4.625%
HK$30,196
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,928/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,797
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$810/mo
Today · 4.125%
HK$31,407
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,814/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,570
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$903/mo
Today · 4.125%
HK$30,362
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,724/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,784
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,636
−HK$865/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,267
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,356
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$959/mo
Today · 4.125%
HK$32,259
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,963/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$64,518/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$919/mo
Today · 4.125%
HK$35,595
baseline
▲ 0.50% · 4.625%
HK$37,471
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$71,190/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,141
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,141
−HK$1,016/mo
Today · 4.125%
HK$34,157
baseline
▲ 0.50% · 4.625%
HK$36,235
+HK$2,078/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,314/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,757
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,716
−HK$973/mo
Today · 4.125%
HK$37,689
baseline
▲ 0.50% · 4.625%
HK$39,675
+HK$1,986/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,378/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,925 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).