▼ 0.50% · 3.625%
HK$5,005
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$159/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$323/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$152/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$355/mo
Deposit HK$988K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$166/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$341/mo
Deposit HK$988K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,006
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$189/mo
Today · 4.125%
HK$6,382
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$389/mo
Deposit HK$878K · loan HK$1.32M · min. income ≈ HK$12,764/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,861
−HK$181/mo
Today · 4.125%
HK$7,042
baseline
▲ 0.50% · 4.625%
HK$7,414
+HK$372/mo
Deposit HK$878K · loan HK$1.32M · min. income ≈ HK$14,084/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$205/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,335
+HK$421/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$197/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,031
+HK$402/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$221/mo
Today · 4.125%
HK$7,446
baseline
▲ 0.50% · 4.625%
HK$7,899
+HK$453/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$14,892/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,795
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$212/mo
Today · 4.125%
HK$8,216
baseline
▲ 0.50% · 4.625%
HK$8,649
+HK$433/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$16,432/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,507
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,741
−HK$237/mo
Today · 4.125%
HK$7,978
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$485/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,956/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,352
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,576
−HK$227/mo
Today · 4.125%
HK$8,803
baseline
▲ 0.50% · 4.625%
HK$9,267
+HK$464/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,606/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,008
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,257
−HK$253/mo
Today · 4.125%
HK$8,510
baseline
▲ 0.50% · 4.625%
HK$9,028
+HK$518/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$17,020/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,908
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,147
−HK$243/mo
Today · 4.125%
HK$9,390
baseline
▲ 0.50% · 4.625%
HK$9,885
+HK$495/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$18,780/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,508
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,773
−HK$269/mo
Today · 4.125%
HK$9,042
baseline
▲ 0.50% · 4.625%
HK$9,592
+HK$550/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$18,084/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,465
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,719
−HK$258/mo
Today · 4.125%
HK$9,977
baseline
▲ 0.50% · 4.625%
HK$10,503
+HK$526/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$19,954/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,009
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,289
−HK$285/mo
Today · 4.125%
HK$9,574
baseline
▲ 0.50% · 4.625%
HK$10,156
+HK$582/mo
Deposit HK$219K · loan HK$1.98M · min. income ≈ HK$19,148/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,022
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,291
−HK$272/mo
Today · 4.125%
HK$10,563
baseline
▲ 0.50% · 4.625%
HK$11,120
+HK$557/mo
Deposit HK$219K · loan HK$1.98M · min. income ≈ HK$21,126/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).