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Crescira AVM · estimated value ● Medium confidence
HK$7.53M
≈ HK$15,283 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$753K, with repayments around HK$32,865/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,926
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$977/mo
Today · 4.125%
HK$32,865
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$2,000/mo

Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,730/mo (50% DSR)

Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,039 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
24/F
Flat
B
Saleable Area
493 ft²
Gross Area
603 ft²
Efficiency
82%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2023-10-06 HK$7.50M +58.9%
11.7y
2012-01-31 HK$4.72M +84.4%
4.4y
2007-08-27 HK$2.56M −14.7%
10.9y
1996-10-24 HK$3.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Quarry Bay
≈ 2 min walk · 140 m
Education
29
schools within 1 km (6 within 500 m)
Daily convenience
32
within 1 km (10 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Quarry Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building