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At today's rate and a 90% mortgage, the deposit on this unit is about HK$611K, with repayments around HK$26,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$611K · loan HK$5.49M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,530 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 4
- Saleable Area
- 396 Saleable ft²
- Gross Area
- 507 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-16 | HK$6.10M | −17.6% 6.8y |
| 2019-09-12 | HK$7.40M | +31.0% 3.0y · 10.0%/yr |
| 2016-08-25 | HK$5.65M | +73.8% 6.0y · 12.0%/yr |
| 2010-09-21 | HK$3.25M | +40.1% |
| 2007-12-04 | HK$2.32M | +78.5% |
| 2002-11-12 | HK$1.30M | −49.8% |
| 1998-04-02 | HK$2.59M | — |