▼ 0.50% · 3.625%
HK$20,604
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,245
−HK$651/mo
Today · 4.125%
HK$21,896
baseline
▲ 0.50% · 4.625%
HK$23,229
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,792/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,537
−HK$623/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,434
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,665
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,370
−HK$716/mo
Today · 4.125%
HK$24,086
baseline
▲ 0.50% · 4.625%
HK$25,552
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,172/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,214
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,890
−HK$686/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$27,977
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$782/mo
Today · 4.125%
HK$26,276
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,552/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,506
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,244
−HK$749/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,619
−HK$846/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,732/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,598
−HK$811/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,064
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,846
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,743
−HK$912/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,091
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,952
−HK$873/mo
Today · 4.125%
HK$33,825
baseline
▲ 0.50% · 4.625%
HK$35,608
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,650/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,906
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,868
−HK$976/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,843
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,383
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$936/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$1,042/mo
Today · 4.125%
HK$35,034
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,068/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$998/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,027
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$1,107/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$2,265/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,013
−HK$1,060/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,165/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,241
−HK$1,172/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,399/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,260
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,366
−HK$1,123/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$45,781
+HK$2,292/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,594 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).