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At today's rate and a 90% mortgage, the deposit on this unit is about HK$526K, with repayments around HK$22,932/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,864/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 406 Saleable ft²
- Gross Area
- 535 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-22 | HK$6.50M | +20.8% 4.1y · 5.0%/yr |
| 2017-06-02 | HK$5.38M | +75.2% 5.9y · 13.0%/yr |
| 2011-07-07 | HK$3.07M | +27.9% |
| 2008-07-08 | HK$2.40M | +27.7% |
| 2008-03-31 | HK$1.88M | +52.8% |
| 2001-05-10 | HK$1.23M | — |