16/F H

in BEDFORD GARDENS (BLOCK C) PAK KAI COURT

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Floor

1/F C 543 ft² 1/F D 606 ft² 1/F F 543 ft² 1/F G 543 ft² 1/F H 606 ft² 2/F B 543 ft² 2/F C 543 ft² 2/F D 597 ft² 2/F F 543 ft² 3/F A 606 ft² 3/F C 543 ft² 3/F D 606 ft² 3/F E 606 ft² 3/F F 543 ft² 3/F H 606 ft² 4/F A 597 ft² 4/F B 543 ft² 4/F D 597 ft² 4/F E 606 ft² 4/F F 543 ft² 5/F B 543 ft² 5/F C 543 ft² 5/F E 606 ft² 5/F F 543 ft² 5/F G 543 ft² 6/F B 543 ft² 6/F F 543 ft² 6/F G 543 ft² 7/F B 543 ft² 7/F C 543 ft² 7/F D 606 ft² 7/F F 543 ft² 7/F G 543 ft² 8/F C 543 ft² 8/F D 606 ft² 8/F E 606 ft² 8/F F 543 ft² 8/F G 543 ft² 9/F C 543 ft² 9/F D 606 ft² 9/F E 606 ft² 9/F G 1,149 ft² 10/F A 606 ft² 10/F B 543 ft² 10/F F 543 ft² 10/F H 606 ft² 11/F B 543 ft² 11/F C 543 ft² 11/F D 606 ft² 11/F G 543 ft² 11/F H 606 ft² 12/F B 543 ft² 12/F C 543 ft² 12/F D 606 ft² 12/F E 606 ft² 12/F F 543 ft² 12/F G 543 ft² 12/F H 606 ft² 13/F B 543 ft² 13/F E 606 ft² 13/F F 543 ft² 13/F G 543 ft² 13/F H 606 ft² 14/F A 606 ft² 14/F C 543 ft² 14/F D 606 ft² 14/F E 597 ft² 14/F F 543 ft² 14/F H 606 ft² 15/F A 606 ft² 15/F B 543 ft² 15/F C 543 ft² 15/F D 606 ft² 15/F E 606 ft² 15/F F 543 ft² 15/F G 543 ft² 16/F A 606 ft² 16/F B 543 ft² 16/F C 543 ft² 16/F D 606 ft² 16/F E 606 ft² 16/F H 606 ft² 17/F B 543 ft² 17/F C 543 ft² 17/F D 606 ft² 17/F E 606 ft² 18/F A 606 ft² 18/F C 543 ft² 18/F E 606 ft² 18/F F 543 ft² 18/F G 543 ft² 18/F H 597 ft² 19/F B 640 ft² 19/F C 543 ft² 19/F F 543 ft² 19/F G 543 ft² 19/F H 489 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.77M

≈ HK$11,173 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$677K, with repayments around HK$29,534/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$27,791

−HK$1,743/mo

▼ 0.25% · 3.875%

HK$28,656

−HK$878/mo

Today · 4.125%

HK$29,534

baseline

▲ 0.50% · 4.625%

HK$31,331

+HK$1,797/mo

Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,068/mo (50% DSR)

Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,131 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Quarry Bay Station

≈ 6 min walk · 446 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (13 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Quarry Bay Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 16/F
Flat: H
Saleable Area: 606 Saleable ft²
Gross Area: 695 ft²
Efficiency: 87%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-05-28	HK$9.90M	+23.8% 3.6y · 7.0%/yr	HK$16,337	HK$14,245
2017-11-14	HK$8.00M	+136.0% 8.4y · 16.0%/yr	HK$13,201	HK$11,511
2009-06-17	HK$3.39M	+21.9%	HK$5,594	HK$4,878
2005-05-18	HK$2.78M	+12.6%	HK$4,588	HK$4,000
2004-12-11	HK$2.47M	−35.5%	HK$4,076	HK$3,554
1998-03-28	HK$3.83M	+10.4%	HK$6,320	HK$5,511
1996-07-23	HK$3.47M	—	HK$5,726	HK$4,993

Other appraised units in this building

Data sourced from Renavon.com