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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,409/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.18M · min. income ≈ HK$30,818/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C1 (NO. 37)
- Saleable Area
- 511 Saleable ft²
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-11 | HK$6.43M | +51.3% 3.0y · 17.0%/yr |
| 2016-06-03 | HK$4.25M | +254.2% 10.3y · 25.0%/yr |
| 2006-02-14 | HK$1.20M | +14.3% |
| 2005-09-14 | HK$1.05M | −23.4% |
| 1996-07-20 | HK$1.37M | +101.5% |
| 1995-09-30 | HK$680K | — |