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At today's rate and a 90% mortgage, the deposit on this unit is about HK$464K, with repayments around HK$20,242/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,484/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Tin Hau Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 395 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 71%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-17 | HK$4.80M | −5.0% 9.0y · −1.0%/yr |
| 2016-10-07 | HK$5.05M | +45.1% 4.6y · 10.0%/yr |
| 2012-03-09 | HK$3.48M | +12.3% |
| 2010-12-03 | HK$3.10M | +15.2% |
| 2010-03-26 | HK$2.69M | +43.9% |
| 2008-01-17 | HK$1.87M | +96.8% |
| 2002-12-28 | HK$950K | — |