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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,980/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 337 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-02 | HK$5.55M | −3.5% 6.6y · 0.0%/yr |
| 2017-11-27 | HK$5.75M | +88.5% 5.8y · 15.0%/yr |
| 2012-02-27 | HK$3.05M | −1.6% |
| 2010-12-13 | HK$3.10M | +158.3% |
| 2001-06-29 | HK$1.20M | −56.4% |
| 1997-07-25 | HK$2.75M | +61.8% |
| 1997-01-10 | HK$1.70M | — |