▼ 0.50% · 3.625%
HK$2,312
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,384
−HK$73/mo
Today · 4.125%
HK$2,457
baseline
▲ 0.50% · 4.625%
HK$2,606
+HK$149/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$4,914/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,572
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,641
−HK$70/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,854
+HK$143/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,543
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,622
−HK$81/mo
Today · 4.125%
HK$2,703
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$164/mo
Deposit HK$456K · loan HK$558K · min. income ≈ HK$5,406/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,829
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$77/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$157/mo
Deposit HK$456K · loan HK$558K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,774
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$87/mo
Today · 4.125%
HK$2,948
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$180/mo
Deposit HK$406K · loan HK$608K · min. income ≈ HK$5,896/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$84/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$172/mo
Deposit HK$406K · loan HK$608K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$95/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$194/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$91/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$186/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$103/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$209/mo
Deposit HK$304K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$98/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$200/mo
Deposit HK$304K · loan HK$710K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$109/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$225/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$215/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$112/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$229/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,930
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$125/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$254/mo
Deposit HK$152K · loan HK$862K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$119/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$242/mo
Deposit HK$152K · loan HK$862K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$131/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$257/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).