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At today's rate and a 90% mortgage, the deposit on this unit is about HK$976K, with repayments around HK$42,559/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Koo Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 567 Saleable ft²
- Gross Area
- 684 ft²
- Efficiency
- 83%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-28 | HK$11.43M | +20.3% 3.6y · 6.0%/yr |
| 2017-04-07 | HK$9.50M | +55.2% 7.0y · 8.0%/yr |
| 2010-03-30 | HK$6.12M | +17.5% |
| 2009-08-18 | HK$5.21M | −13.2% |
| 1997-06-05 | HK$6.00M | +37.3% |
| 1996-05-23 | HK$4.37M | +8.7% |
| 1996-03-09 | HK$4.02M | — |