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At today's rate and a 90% mortgage, the deposit on this unit is about HK$605K, with repayments around HK$26,391/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$140,044 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 459 Saleable ft²
- Gross Area
- 537 ft²
- Efficiency
- 85%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-17 | HK$7.53M | +31.4% 4.0y · 8.0%/yr |
| 2016-09-08 | HK$5.73M | +94.9% 6.4y · 15.0%/yr |
| 2010-04-14 | HK$2.94M | +12.2% |
| 2010-01-08 | HK$2.62M | −15.5% |
| 1998-02-07 | HK$3.10M | +34.8% |
| 1996-10-05 | HK$2.30M | — |