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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,628/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,256/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,387 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 62%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-11 | HK$3.35M | −29.5% 7.5y · −4.0%/yr |
| 2018-02-01 | HK$4.75M | +143.6% 8.6y · 17.0%/yr |
| 2009-06-26 | HK$1.95M | +56.0% |
| 2007-02-24 | HK$1.25M | +17.9% |
| 2004-03-13 | HK$1.06M | +3.9% |
| 2002-05-29 | HK$1.02M | — |