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Crescira AVM · estimated value Medium confidence
HK$5.97M
≈ HK$13,366 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$597K, with repayments around HK$26,060/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,523
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,286
−HK$774/mo
Today · 4.125%
HK$26,060
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,586/mo

Deposit HK$597K · loan HK$5.38M · min. income ≈ HK$52,120/mo (50% DSR)

Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,430 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
B
Saleable Area
447 ft²
Gross Area
587 ft²
Efficiency
76%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2023-03-22 HK$10K −99.8%
2019-12-05 HK$6.59M +117.5%
9.4y
2010-07-19 HK$3.03M +5.9%
2010-02-23 HK$2.86M +64.4%
2007-03-03 HK$1.74M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 3 min walk · 205 m
Education
49
schools within 1 km (21 within 500 m)
Daily convenience
46
within 1 km (22 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com