Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$5.66M
≈ HK$12,434 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$566K, with repayments around HK$24,676/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,220
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,942
−HK$734/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,502/mo

Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,352/mo (50% DSR)

Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,289 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
A
Saleable Area
455 ft²
Gross Area
700 ft²
Efficiency
65%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-01-06 HK$7.00M +67.5%
10.6y
2011-05-18 HK$4.18M +59.5%
1.9y
2009-06-15 HK$2.62M +2.7%
0.8y
2008-09-05 HK$2.55M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 3 min walk · 216 m
Education
55
schools within 1 km (18 within 500 m)
Daily convenience
59
within 1 km (16 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building