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At today's rate and a 90% mortgage, the deposit on this unit is about HK$638K, with repayments around HK$27,844/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$638K · loan HK$5.75M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$173,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 350 Saleable ft²
- Gross Area
- 534 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-03 | HK$6.18M | −31.3% 2.3y · −14.0%/yr |
| 2022-07-13 | HK$9.00M | +15.4% 4.0y · 4.0%/yr |
| 2018-06-27 | HK$7.80M | +71.4% 7.1y · 10.0%/yr |
| 2011-05-24 | HK$4.55M | +68.5% |
| 2006-04-11 | HK$2.70M | +22.7% |
| 2004-03-09 | HK$2.20M | — |