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At today's rate and a 90% mortgage, the deposit on this unit is about HK$642K, with repayments around HK$28,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-20 | HK$6.00M | −16.1% 3.4y · −5.0%/yr |
| 2019-05-20 | HK$7.15M | +19.2% 2.1y · 9.0%/yr |
| 2017-04-26 | HK$6.00M | +29.6% 6.7y · 4.0%/yr |
| 2010-08-17 | HK$4.63M | — |