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Crescira AVM · estimated value ● Medium confidence
HK$23.07M
≈ HK$22,798 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.92M, with repayments around HK$78,271/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$73,652
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,944
−HK$2,327/mo
Today · 4.125%
HK$78,271
baseline
▲ 0.50% · 4.625%
HK$83,034
+HK$4,763/mo

Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,542/mo (50% DSR)

Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,539 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
1,012 ft²
Gross Area
1,501 ft²
Efficiency
67%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2005-08-27 HK$12.08M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 3 min walk · 188 m
Education
53
schools within 1 km (14 within 500 m)
Daily convenience
57
within 1 km (16 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building