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20/F B

in Jupiter Terrace Tower 1

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$6.73M
≈ HK$16,025 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$673K, with repayments around HK$29,357/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,625
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$873/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$31,144
+HK$1,787/mo

Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,714/mo (50% DSR)

Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,915 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
B
Saleable Area
420 ft²
Gross Area
628 ft²
Efficiency
67%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-08-20 HK$8.28M +187.5%
13.7y
2007-12-03 HK$2.88M +29.7%
2002-02-08 HK$2.22M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 215 m
Education
42
schools within 1 km (20 within 500 m)
Daily convenience
50
within 1 km (22 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com