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Crescira AVM · estimated value ● Medium confidence
HK$47.39M
≈ HK$35,981 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.22M, with repayments around HK$160,762/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$151,276
−HK$9,486/mo
▼ 0.25% · 3.875%
HK$155,981
−HK$4,781/mo
Today · 4.125%
HK$160,762
baseline
▲ 0.50% · 4.625%
HK$170,544
+HK$9,782/mo

Deposit HK$14.22M · loan HK$33.17M · min. income ≈ HK$321,524/mo (50% DSR)

Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$2,013,940 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
B
Saleable Area
1,317 ft²
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-05-10 HK$56.96M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 204 m
Education
44
schools within 1 km (16 within 500 m)
Daily convenience
42
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building