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Crescira AVM · estimated value ● Medium confidence
HK$11.09M
≈ HK$16,079 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.33M, with repayments around HK$37,638/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,417
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,519
−HK$1,119/mo
Today · 4.125%
HK$37,638
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,290/mo

Deposit HK$3.33M · loan HK$7.77M · min. income ≈ HK$75,276/mo (50% DSR)

Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$416,036 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
B
Saleable Area
690 ft²
Gross Area
1,019 ft²
Efficiency
68%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-09-02 HK$9.30M +144.7%
19.9y
2006-10-16 HK$3.80M +2.2%
4.9y
2001-12-07 HK$3.72M −2.1%
1.3y
2000-07-24 HK$3.80M −8.6%
0.4y
2000-03-01 HK$4.16M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 3 min walk · 223 m
Education
49
schools within 1 km (26 within 500 m)
Daily convenience
46
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building