▼ 0.50% · 3.625%
HK$20,468
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$646/mo
Today · 4.125%
HK$21,751
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$619/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$711/mo
Today · 4.125%
HK$23,926
baseline
▲ 0.50% · 4.625%
HK$25,382
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,852/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$682/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$777/mo
Today · 4.125%
HK$26,102
baseline
▲ 0.50% · 4.625%
HK$27,690
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,204/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,057
−HK$744/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,319
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,608
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$841/mo
Today · 4.125%
HK$28,277
baseline
▲ 0.50% · 4.625%
HK$29,997
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,554/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,601
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$806/mo
Today · 4.125%
HK$31,201
baseline
▲ 0.50% · 4.625%
HK$32,845
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,402/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,655
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$906/mo
Today · 4.125%
HK$30,452
baseline
▲ 0.50% · 4.625%
HK$32,305
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,904/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,878
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,733
−HK$868/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$970/mo
Today · 4.125%
HK$32,627
baseline
▲ 0.50% · 4.625%
HK$34,612
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,254/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,155
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,071
−HK$930/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,898
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,749
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,767
−HK$1,035/mo
Today · 4.125%
HK$34,802
baseline
▲ 0.50% · 4.625%
HK$36,920
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,604/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,432
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$991/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,425
+HK$2,024/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$1,099/mo
Today · 4.125%
HK$36,977
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,954/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,709
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,748
−HK$1,053/mo
Today · 4.125%
HK$40,801
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,602/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,164/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,535
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,115/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,478
+HK$2,277/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,284 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).