▼ 0.50% · 3.625%
HK$21,937
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$693/mo
Today · 4.125%
HK$23,313
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,626/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,405
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$664/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,131
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$762/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,566
−HK$730/mo
Today · 4.125%
HK$28,296
baseline
▲ 0.50% · 4.625%
HK$29,788
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,592/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,325
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$832/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$796/mo
Today · 4.125%
HK$30,868
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,736/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$901/mo
Today · 4.125%
HK$30,307
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,614/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,578
−HK$863/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,712
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,668
−HK$970/mo
Today · 4.125%
HK$32,638
baseline
▲ 0.50% · 4.625%
HK$34,624
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,276/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,167
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$929/mo
Today · 4.125%
HK$36,013
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,026/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,906
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,930
−HK$1,040/mo
Today · 4.125%
HK$34,970
baseline
▲ 0.50% · 4.625%
HK$37,097
+HK$2,127/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,940/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,608
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,589
−HK$996/mo
Today · 4.125%
HK$38,585
baseline
▲ 0.50% · 4.625%
HK$40,619
+HK$2,034/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,170/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,100
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$1,109/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$2,270/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,048
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,095
−HK$1,063/mo
Today · 4.125%
HK$41,158
baseline
▲ 0.50% · 4.625%
HK$43,327
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,316/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,454
−HK$1,178/mo
Today · 4.125%
HK$39,632
baseline
▲ 0.50% · 4.625%
HK$42,044
+HK$2,412/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,264/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,489
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,601
−HK$1,129/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,035
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,487
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,716
−HK$1,247/mo
Today · 4.125%
HK$41,963
baseline
▲ 0.50% · 4.625%
HK$44,517
+HK$2,554/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,926/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,929
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,107
−HK$1,196/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$48,743
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).