▼ 0.50% · 3.625%
HK$17,557
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,103
−HK$555/mo
Today · 4.125%
HK$18,658
baseline
▲ 0.50% · 4.625%
HK$19,793
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,316/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,532
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,055
−HK$532/mo
Today · 4.125%
HK$20,587
baseline
▲ 0.50% · 4.625%
HK$21,672
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,174/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,913
−HK$610/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,772
+HK$1,249/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,061
−HK$584/mo
Today · 4.125%
HK$22,645
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,194/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,290/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,068
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,723
−HK$666/mo
Today · 4.125%
HK$22,389
baseline
▲ 0.50% · 4.625%
HK$23,751
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,778/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,066
−HK$638/mo
Today · 4.125%
HK$24,704
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,408/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,533
−HK$722/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,476/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$691/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,579
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$777/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$744/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$832/mo
Today · 4.125%
HK$27,986
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,703/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,972/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$797/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,628/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$888/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,668
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,250
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$850/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,846
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,775
−HK$943/mo
Today · 4.125%
HK$31,718
baseline
▲ 0.50% · 4.625%
HK$33,648
+HK$1,930/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,436/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,204
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,094
−HK$903/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$36,842
+HK$1,845/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,602
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$999/mo
Today · 4.125%
HK$33,584
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$2,043/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,168/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,157
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,100
−HK$956/mo
Today · 4.125%
HK$37,056
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,112/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).