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At today's rate and a 90% mortgage, the deposit on this unit is about HK$545K, with repayments around HK$23,776/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$545K · loan HK$4.91M · min. income ≈ HK$47,552/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 62%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-17 | HK$5.20M | −28.8% 4.1y · −7.0%/yr |
| 2021-09-21 | HK$7.30M | +0.0% 2.2y · 0.0%/yr |
| 2019-06-17 | HK$7.30M | +356.2% 16.1y · 22.0%/yr |
| 2003-05-10 | HK$1.60M | — |