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13/F A

in Glory Rise

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$5.19M
≈ HK$16,440 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$520K, with repayments around HK$22,660/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,323
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$674/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$24,039
+HK$1,379/mo

Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,320/mo (50% DSR)

Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,888 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
A
Saleable Area
316 ft²
Gross Area
479 ft²
Efficiency
66%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2016-11-07 HK$4.68M +21.6%
3.3y · 7.0%/yr
2013-07-18 HK$3.85M +24.2%
2012-03-19 HK$3.10M +37.2%
2009-12-28 HK$2.26M +7.6%
2008-09-18 HK$2.10M −3.7%
2007-12-07 HK$2.18M +8.5%
2007-01-02 HK$2.01M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 3 min walk · 205 m
Education
47
schools within 1 km (20 within 500 m)
Daily convenience
46
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com