▼ 0.50% · 3.625%
HK$15,150
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,622
−HK$478/mo
Today · 4.125%
HK$16,100
baseline
▲ 0.50% · 4.625%
HK$17,080
+HK$980/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,200/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,855
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,307
−HK$458/mo
Today · 4.125%
HK$17,765
baseline
▲ 0.50% · 4.625%
HK$18,702
+HK$937/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,530/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,665
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,184
−HK$526/mo
Today · 4.125%
HK$17,710
baseline
▲ 0.50% · 4.625%
HK$18,788
+HK$1,078/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,420/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,540
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,037
−HK$505/mo
Today · 4.125%
HK$19,542
baseline
▲ 0.50% · 4.625%
HK$20,572
+HK$1,030/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,084/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,180
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,746
−HK$574/mo
Today · 4.125%
HK$19,320
baseline
▲ 0.50% · 4.625%
HK$20,496
+HK$1,176/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,640/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,225
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,768
−HK$550/mo
Today · 4.125%
HK$21,318
baseline
▲ 0.50% · 4.625%
HK$22,442
+HK$1,124/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,636/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$622/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,274/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$596/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,217/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,210
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$670/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,912
+HK$1,372/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$642/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,182
+HK$1,311/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,725
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$719/mo
Today · 4.125%
HK$24,151
baseline
▲ 0.50% · 4.625%
HK$25,620
+HK$1,469/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,302/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,282
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,960
−HK$688/mo
Today · 4.125%
HK$26,648
baseline
▲ 0.50% · 4.625%
HK$28,052
+HK$1,404/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,296/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$767/mo
Today · 4.125%
HK$25,761
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,567/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,522/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$733/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$29,923
+HK$1,499/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,557
−HK$814/mo
Today · 4.125%
HK$27,371
baseline
▲ 0.50% · 4.625%
HK$29,036
+HK$1,665/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$54,742/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,653
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,421
−HK$780/mo
Today · 4.125%
HK$30,201
baseline
▲ 0.50% · 4.625%
HK$31,793
+HK$1,592/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$60,402/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$862/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,744
+HK$1,763/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,338
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$825/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,686/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).