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At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,924/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.67M · min. income ≈ HK$25,848/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 357 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 84%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-21 | HK$4.20M | +2.4% 4.7y · 0.0%/yr |
| 2017-08-14 | HK$4.10M | +121.6% 6.7y · 18.0%/yr |
| 2010-12-15 | HK$1.85M | +117.6% |
| 1998-12-14 | HK$850K | −57.5% |
| 1998-03-06 | HK$2.00M | — |