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At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,034/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,068/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,811 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tin Hau Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 62%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-15 | HK$5.73M | +6.5% 3.7y · 2.0%/yr |
| 2018-01-22 | HK$5.38M | +53.7% 5.3y · 10.0%/yr |
| 2012-10-08 | HK$3.50M | +12.9% |
| 2011-04-01 | HK$3.10M | +138.5% |
| 2006-08-16 | HK$1.30M | +26.2% |
| 2004-05-28 | HK$1.03M | +15.7% |
| 2003-11-21 | HK$890K | — |