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Crescira AVM · estimated value ● Medium confidence
HK$2.54M
≈ HK$14,120 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$254K, with repayments around HK$11,086/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,432
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,756
−HK$330/mo
Today · 4.125%
HK$11,086
baseline
▲ 0.50% · 4.625%
HK$11,761
+HK$675/mo

Deposit HK$254K · loan HK$2.29M · min. income ≈ HK$22,172/mo (50% DSR)

Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
B
Saleable Area
180 ft²
Gross Area
340 ft²
Efficiency
53%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-05-07 HK$3.23M +139.3%
5.2y
2010-02-18 HK$1.35M +9.5%
0.5y
2009-08-10 HK$1.23M +9.6%
0.9y
2008-09-26 HK$1.12M +14.8%
2.8y
2006-01-07 HK$980K +40.0%
2005-12-17 HK$700K −30.7%
9.7y
1996-04-15 HK$1.01M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 3 min walk · 220 m
Education
55
schools within 1 km (18 within 500 m)
Daily convenience
57
within 1 km (16 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building