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Crescira AVM · estimated value Medium confidence
HK$7.03M
≈ HK$14,504 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$703K, with repayments around HK$30,682/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$28,872
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,770
−HK$912/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,549
+HK$1,867/mo

Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,364/mo (50% DSR)

Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$211,028 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 7 min walk · 483 m
Education
38
schools within 1 km (10 within 500 m)
Daily convenience
37
within 1 km (7 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
C
Saleable Area
485 Saleable ft²
Gross Area
571 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-01-07 HK$6.48M −24.5%
3.9y · −6.0%/yr
2022-02-18 HK$8.58M +10.9%
4.8y · 2.0%/yr
2017-05-25 HK$7.74M +36.2%
3.1y · 12.0%/yr
2014-04-17 HK$5.68M +22.2%
2012-03-09 HK$4.65M +63.2%
1996-03-25 HK$2.85M
Data sourced from Renavon.com