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Crescira AVM · estimated value Medium confidence
HK$6.95M
≈ HK$14,324 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$695K, with repayments around HK$30,302/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,514
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,401
−HK$901/mo
Today · 4.125%
HK$30,302
baseline
▲ 0.50% · 4.625%
HK$32,146
+HK$1,844/mo

Deposit HK$695K · loan HK$6.25M · min. income ≈ HK$60,604/mo (50% DSR)

Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,414 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
C
Saleable Area
485 ft²
Gross Area
571 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-08-24 HK$7.00M +8.0%
0.6y
2026-01-07 HK$6.48M −24.5%
3.9y
2022-02-18 HK$8.58M +10.9%
4.8y
2017-05-25 HK$7.74M +36.2%
3.1y
2014-04-17 HK$5.68M +22.2%
2012-03-09 HK$4.65M +63.2%
1996-03-25 HK$2.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Wan Ho
≈ 6 min walk · 459 m
Education
39
schools within 1 km (10 within 500 m)
Daily convenience
38
within 1 km (7 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Wan Ho Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com