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Crescira AVM · estimated value ● Medium confidence
HK$19.84M
≈ HK$15,886 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.95M, with repayments around HK$67,313/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$63,341
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,311
−HK$2,002/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$71,409
+HK$4,096/mo

Deposit HK$5.95M · loan HK$13.89M · min. income ≈ HK$134,626/mo (50% DSR)

Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$744,056 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
108號
Saleable Area
1,249 ft²
Gross Area
1,415 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2024-10-08 HK$17.80M +4.7%
12.4y
2012-06-12 HK$17.00M +101.7%
5.9y
2006-07-26 HK$8.43M +40.5%
1.7y
2004-11-10 HK$6.00M +9.1%
2001-10-11 HK$5.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 302 m
Education
51
schools within 1 km (27 within 500 m)
Daily convenience
47
within 1 km (20 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building