▼ 0.50% · 3.625%
HK$22,551
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,252
−HK$713/mo
Today · 4.125%
HK$23,965
baseline
▲ 0.50% · 4.625%
HK$25,423
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,930/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,088
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$682/mo
Today · 4.125%
HK$26,443
baseline
▲ 0.50% · 4.625%
HK$27,837
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,886/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,806
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,578
−HK$784/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,966
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$750/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$855/mo
Today · 4.125%
HK$28,758
baseline
▲ 0.50% · 4.625%
HK$30,508
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,516/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,913
−HK$819/mo
Today · 4.125%
HK$31,732
baseline
▲ 0.50% · 4.625%
HK$33,404
+HK$1,672/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,464/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$927/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$887/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$1,812/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,571
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$998/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$955/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$1,952/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,826
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,879
−HK$1,069/mo
Today · 4.125%
HK$35,948
baseline
▲ 0.50% · 4.625%
HK$38,135
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,896/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,632
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,641
−HK$1,024/mo
Today · 4.125%
HK$39,665
baseline
▲ 0.50% · 4.625%
HK$41,755
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,330/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,082
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,204
−HK$1,140/mo
Today · 4.125%
HK$38,344
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,333/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,140
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,092/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,539
+HK$2,230/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,337
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,529
−HK$1,212/mo
Today · 4.125%
HK$40,741
baseline
▲ 0.50% · 4.625%
HK$43,220
+HK$2,479/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,482/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,649
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,160/mo
Today · 4.125%
HK$44,953
baseline
▲ 0.50% · 4.625%
HK$47,323
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,906/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,592
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,854
−HK$1,283/mo
Today · 4.125%
HK$43,137
baseline
▲ 0.50% · 4.625%
HK$45,762
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,274/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,158
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,369
−HK$1,229/mo
Today · 4.125%
HK$47,598
baseline
▲ 0.50% · 4.625%
HK$50,107
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,196/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,966 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).