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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,866/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$37,732/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,878 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 341 Saleable ft²
- Gross Area
- 439 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-24 | HK$4.48M | −10.0% 7.7y · −1.0%/yr |
| 2018-02-22 | HK$4.98M | +141.7% 8.1y · 18.0%/yr |
| 2010-01-25 | HK$2.06M | +5.6% |
| 2008-07-04 | HK$1.95M | +99.0% |
| 2002-02-08 | HK$980K | — |