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Crescira AVM · estimated value ● Medium confidence
HK$3.14M
≈ HK$6,625 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,698/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,890
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,291
−HK$407/mo
Today · 4.125%
HK$13,698
baseline
▲ 0.50% · 4.625%
HK$14,531
+HK$833/mo

Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,396/mo (50% DSR)

Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
NO. 153B
Saleable Area
474 ft²
Gross Area
306 ft²
Efficiency
155%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2020-04-09 HK$3.80M −7.3%
3.8y · 2.0%/yr
2019-07-12 HK$4.10M +15.5%
3.0y · 5.0%/yr
2016-06-15 HK$3.55M +26.3%
4.7y
2011-10-13 HK$2.81M +35.1%
1.3y
2010-06-29 HK$2.08M +14.9%
2.3y
2008-03-12 HK$1.81M +93.0%
1.4y
2006-10-04 HK$938K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 1 min walk · 57 m
Education
45
schools within 1 km (23 within 500 m)
Daily convenience
43
within 1 km (23 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building