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At today's rate and a 90% mortgage, the deposit on this unit is about HK$532K, with repayments around HK$23,216/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 513 ft²
- Efficiency
- 88%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-11 | HK$7.05M | +30.1% 4.2y · 7.0%/yr |
| 2016-08-31 | HK$5.42M | +9.3% 3.0y · 3.0%/yr |
| 2013-08-12 | HK$4.96M | +100.8% |
| 2008-02-21 | HK$2.47M | −10.2% |
| 1997-05-14 | HK$2.75M | +46.3% |
| 1995-11-21 | HK$1.88M | — |