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At today's rate and a 90% mortgage, the deposit on this unit is about HK$725K, with repayments around HK$31,622/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 489 Saleable ft²
- Gross Area
- 575 ft²
- Efficiency
- 85%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-25 | HK$8.68M | +22.9% 4.0y · 6.0%/yr |
| 2016-11-29 | HK$7.06M | +92.9% 8.7y · 11.0%/yr |
| 2008-03-31 | HK$3.66M | +40.2% |
| 2007-02-07 | HK$2.61M | +2.4% |
| 2005-04-02 | HK$2.55M | −39.7% |
| 1997-06-14 | HK$4.23M | — |