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At today's rate and a 90% mortgage, the deposit on this unit is about HK$259K, with repayments around HK$11,276/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,552/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 183 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 55%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-10 | HK$2.47M | +12.3% |
| 2025-10-16 | HK$2.20M | −38.9% 7.9y · −5.0%/yr |
| 2017-12-07 | HK$3.60M | +42.3% 4.1y · 10.0%/yr |
| 2013-11-15 | HK$2.53M | +114.4% |
| 2010-01-29 | HK$1.18M | −9.2% |
| 2010-01-26 | HK$1.30M | +51.2% |
| 2007-08-02 | HK$860K | +7.5% |
| 2001-08-03 | HK$800K | −44.8% |
| 1997-10-16 | HK$1.45M | +57.6% |
| 1996-01-03 | HK$920K | — |