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Crescira AVM · estimated value ● Medium confidence
HK$19.68M
≈ HK$13,987 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.90M, with repayments around HK$66,763/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,823
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,777
−HK$1,986/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,825
+HK$4,062/mo

Deposit HK$5.90M · loan HK$13.78M · min. income ≈ HK$133,526/mo (50% DSR)

Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,972 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
1
Saleable Area
1,407 ft²
Gross Area
1,650 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2016-07-05 HK$20.00M −4.8%
4.3y
2012-03-26 HK$21.00M +51.6%
2.6y
2009-09-10 HK$13.85M +13.7%
0.3y
2009-05-25 HK$12.18M +89.4%
8.3y
2001-02-01 HK$6.43M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 411 m
Education
52
schools within 1 km (23 within 500 m)
Daily convenience
50
within 1 km (14 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building