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Crescira AVM · estimated value ● Medium confidence
HK$10.12M
≈ HK$14,792 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.04M, with repayments around HK$34,324/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,299
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,304
−HK$1,020/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$2,089/mo

Deposit HK$3.04M · loan HK$7.08M · min. income ≈ HK$68,648/mo (50% DSR)

Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$379,411 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
3
Saleable Area
684 ft²
Gross Area
786 ft²
Efficiency
87%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2009-07-24 HK$5.00M +33.3%
3.4y
2006-02-17 HK$3.75M +44.2%
3.1y
2003-01-21 HK$2.60M −46.7%
5.0y
1998-01-17 HK$4.88M −3.0%
0.9y
1997-03-06 HK$5.03M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 431 m
Education
52
schools within 1 km (24 within 500 m)
Daily convenience
48
within 1 km (13 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Other appraised units in this building