▼ 0.50% · 3.625%
HK$22,032
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,718
−HK$696/mo
Today · 4.125%
HK$23,414
baseline
▲ 0.50% · 4.625%
HK$24,839
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,828/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,168
−HK$667/mo
Today · 4.125%
HK$25,835
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,670/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,236
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,990
−HK$766/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,323
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,962
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,685
−HK$734/mo
Today · 4.125%
HK$28,419
baseline
▲ 0.50% · 4.625%
HK$29,917
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,838/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,261
−HK$836/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,710/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,413
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$800/mo
Today · 4.125%
HK$31,002
baseline
▲ 0.50% · 4.625%
HK$32,636
+HK$1,634/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$62,004/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$905/mo
Today · 4.125%
HK$30,438
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,876/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,719
−HK$867/mo
Today · 4.125%
HK$33,586
baseline
▲ 0.50% · 4.625%
HK$35,356
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,172/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$975/mo
Today · 4.125%
HK$32,780
baseline
▲ 0.50% · 4.625%
HK$34,774
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,560/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,315
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$933/mo
Today · 4.125%
HK$36,169
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,338/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,049
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,077
−HK$1,044/mo
Today · 4.125%
HK$35,121
baseline
▲ 0.50% · 4.625%
HK$37,258
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,242/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,766
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,752
−HK$1,001/mo
Today · 4.125%
HK$38,753
baseline
▲ 0.50% · 4.625%
HK$40,795
+HK$2,042/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,506/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,349
−HK$1,114/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,742
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,217
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,067/mo
Today · 4.125%
HK$41,336
baseline
▲ 0.50% · 4.625%
HK$43,515
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,672/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,455
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,184/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$42,226
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,786
−HK$1,134/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,235
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,658
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,892
−HK$1,253/mo
Today · 4.125%
HK$42,145
baseline
▲ 0.50% · 4.625%
HK$44,710
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,290/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,120
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,303
−HK$1,200/mo
Today · 4.125%
HK$46,503
baseline
▲ 0.50% · 4.625%
HK$48,955
+HK$2,452/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,006/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).